如果你只买一只基金——买一只跟踪整个美国股市或其国际等价物的低成本指数基金就够了。你的工作到此结束。

If you buy only one fund, buy a low-cost index fund that tracks the entire U.S. stock market or its international equivalent. Your job is done.

把自己想象成一台机器中的一部分，从更高的层面俯视自己——你既是操作机器的人，也是机器本身。

Think of yourself as a machine operating within a machine and know that you have the ability to alter your machines to produce better outcomes. You are both the operator and the machine itself.

股价短期跟着情绪跑，长期跟着业绩走；别把情绪的波动当成公司的价值。

Short-term prices chase sentiment; long-term they follow earnings. Don't mistake mood swings for a company's value.

不要让债务的增长速度超过收入的增长速度。

Don't let debt grow faster than income.