复利是世界的第八大奇迹。懂的人赚取它，不懂的人支付它。

Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it.

投资要用闲钱，绝不能用急钱和借来的钱。

Invest with spare money only—never with money you need soon or have borrowed.

在投资中，简单的方法往往比复杂的方法更有效。

In investing, simple methods are often more effective than complex ones.

我们不够聪明，所以我们尽量买得便宜。

We're not smart, so we try to buy stocks cheap.