低成本指数基金是大多数投资者最好的选择。

Low-cost index funds are the best choice for most investors.

好的投资是那些在购买时就能让你安心睡觉的投资。

Good investments are those that let you sleep well at night when you buy them.

投资的真正秘诀是：找到低价的好资产，然后等待它回归合理价值。这需要时间和耐心。

The real secret of investing is to buy when prices are low and wait for them to return to fair value. That takes time and patience.

当你买下一只指数基金，你就等于雇佣了整个美国企业界为你工作——你不需要挑选谁是最好的员工，你拥有整个公司。

When you buy an index fund, you're hiring the entire corporate sector to work for you. You don't need to pick the best employees — you own the whole company.