先储蓄再消费，而不是消费后把剩下的储蓄。

Do not save what is left after spending, but spend what is left after saving.

市场大幅下跌时，你真正需要做的是重新审视自己持有股票的基本面，而不是整天盯着K线图焦虑。

The key to making money in stocks is not to get scared out of them. Corrections are part of the territory.

我从来没见过一个能持续预测市场走势的人。

I have never met anyone who could consistently predict market trends.

投资者应该学会耐心等待，等待合适的价格出现。

Investors should learn to wait patiently for the right price.