人生哲学
关于人生、财富、幸福的感悟
共 86 条名言
痛苦+反思=进步。
Pain + Reflection = Progress.
风吹灭蜡烛，却助长火焰。反脆弱性利用冲击和不确定性。
Wind extinguishes a candle and energizes fire. You want to be the fire and wish for the wind.
做对的事情，然后把事情做对。
Do the right things, and do things right.
本分和平常心，是投资中最重要的两件事。
Integrity and an ordinary mind are the two most important things in investing.
走到生命尽头时，衡量人生的标准不是你赚了多少钱，而是有多少人真心爱你。
When you get to my age, you'll measure your success in life by how many of the people you want to have love you actually do love you.
如果我知道我会在哪里死去，我就永远不会去那个地方。
All I want to know is where I'm going to die, so I'll never go there.
你得找到你有激情的东西，不能让别人告诉你什么是你的激情。
You have to figure out what your own aptitudes are.
获得智慧是一种道德义务，它不仅是一件为了让你的生活变得更好的事。
Acquiring wisdom is a moral duty. It's not something you do just to advance in life.
经验就是你没有得到你想要的东西时你得到的东西。
Experience is what you got when you didn't get what you wanted.
声誉需要 20 年建立，5 分钟就能毁掉——如果你这么想，做事的方式就会不同。
It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.
我见过的最大破产是失去了做正确之事的勇气。
The biggest bankruptcy I have ever seen is a person who lost his courage to do the right thing.
你的时间和诚信是无价的资产，永远不要浪费它们。
Your time and integrity are priceless assets. Never waste them.
选择一份你热爱的工作，你就一辈子不用工作了。
Choose a job you love, and you will never have to work a day in your life.
我每天跳着踢踏舞去上班——和喜欢的人做喜欢的事。
I tap-dance to work every day — doing what I love with people I love.
与最优秀的人为伍，你最终也会成为他们中的一员。
Surround yourself with people who are better than you, and you will eventually become one of them.
简单的生活给予你自由——这就是富有的真正定义。
A simple life gives you freedom — and that is the true definition of being rich.
最可靠的让你的生活变得更糟糕的方法是染上抽烟、喝酒和暴饮暴食的习惯。
The most reliable way to succeed is to develop the habits that lead to failure.
长寿和幸福的秘诀不是做一个好人，而是不要做一个坏人。
The secret to a long life and happiness is not virtue, but vice.
那些能在30岁之前就找到人生使命的人，是非常幸运的。
Those who find their calling before 30 are very lucky.
那些说金钱不能买到幸福的人，只是不知道去哪里买。
People who say money cant buy happiness just dont know where to shop.
不要做对自己有害的事情，这是人生中最重要的道理之一。
Not doing harmful things to yourself is one of the most important lessons in life.
成功的秘诀是把显而易见的事情做到极致。
The secret of success is to do obvious things superbly.
我认为信任就像金钱，你存的越多，你能用的就越多。
I think trust is like money: the more you have, the more you can use.
最简单的想法往往是最正确的。
The simplest ideas are often the most correct.
如果你能改变结果，就不要抱怨。
If you can change the outcome, do not complain.
耐心是美德的基石。
Patience is the foundation of virtue.
我们倾向于低估简单想法的力量。
We tend to underestimate the power of simple ideas.
我认为一个好的声誉比任何物质财富都更有价值。
I think a good reputation is more valuable than any material wealth.
我认为最成功的人是那些专注于少数事情并把它们做到极致的人。
I think the most successful people are those who focus on a few things and do them extremely well.
你认为什么最重要，你就会成为什么样的人。
You become what you think about most.
投资者应该学会区分投资和投机，投机不会带来长期成功。
Investors should learn to distinguish between investing and speculating; speculation does not lead to long-term success.
在股票市场上，钱是赚来的，不是想出来的。
In the stock market, money is earned, not thought up.
股票投资应该是你生活的一部分，而不是全部。
Stock investing should be part of your life, not all of it.
不要试图在短期内快速致富，这通常会导致失败。
Do not try to get rich quickly in the short term; this usually leads to failure.
真相是成功最坚实的基础。
Truth is the most solid foundation for success.
最好的决策来自于把最好的思考与最好的决策过程结合起来。
The best decisions come from combining the best thinking with the best decision-making process.
你想要什么，你就能得到什么，只要你愿意为此付出代价。
You can have whatever you want as long as you are willing to pay the price.
最成功的决策来自于把可信度加权与独立思考结合起来。
The most successful decisions come from combining believability weighting with independent thinking.
成功的生活需要平衡，接受现实并努力改变。
A successful life requires balance, accepting reality while striving to change it.
我相信通过原则生活，而不是通过记忆生活。
I believe in living by principles rather than by memory.
大多数痛苦来自于你期望的和你得到的之间的差距。
Most pain comes from the gap between what you expect and what you get.
好的想法需要经过压力测试才能成为好决策。
Good ideas need to be stress-tested to become good decisions.
我相信想法的精英制度，让最好的想法胜出。
I believe in an idea meritocracy, letting the best ideas win.
我相信每个人都有自己的优点和缺点，关键是发挥优点，管理缺点。
I believe everyone has their own strengths and weaknesses; the key is to leverage strengths and manage weaknesses.
理解你周围人的优点和缺点可以帮助你更好地与他们合作。
Understanding the strengths and weaknesses of people around you can help you cooperate better with them.
成功的决策需要好的输入和好的处理过程。
Successful decisions require good inputs and good processing.
我相信通过写下来的原则来指导决策。
I believe in guiding decisions through written principles.
我相信建立系统来做出好的决策，而不是依赖直觉。
I believe in building systems to make good decisions rather than relying on intuition.
我们老得太快，聪明得太迟。
We get old too soon and wise too late.
晚年的最佳铠甲，是一段在它之前被悉心度过的生活。
The best armor of old age is a life that has been well spent.
找出你最擅长的事情，然后持之以恒、乐此不疲地去把它做好。
Find what you're best at and stick to it with passion.
有三种东西可以帮我在生活中取得成功：理性、诚实和不断学习。
Three things help me succeed in life: rationality, honesty, and never stop learning.
我喜欢和聪明的人一起工作，我讨厌和蠢人一起工作。
I like working with smart people; I hate working with stupid people.
嫉妒是七宗罪里最愚蠢的一个，它不会给你带来任何快乐。
Envy is the stupidest of the seven deadly sins; it brings you no pleasure.
生活不仅仅是追逐幸福，更是避免愚蠢。
Life is more about avoiding stupidity than seeking happiness.
60 年的漫长岁月才让查理·芒格变聪明，所以抓紧时间。
It took 60 years of hard work to become Charlie Munger; get started now.
我见过的最危险的毒品是海洛因，第二危险的是肾上腺素。
Heroin is the most dangerous drug, but the second most dangerous is adrenaline.
40 年前我列了一张清单，写着让一个人变富的所有方法。
Forty years ago, I listed all the ways a person could become wealthy.
不要和一头猪摔跤，你只会弄脏自己，而猪乐在其中。
Never wrestle with a pig. You both get dirty, and the pig enjoys it.
把事情简单化——这是查理·芒格一生的信条。
Simplicity is Charlie Munger's lifelong creed.
通货膨胀是政府偷偷掠夺人民财富的方式。
Inflation is the government's sneaky way to rob the people.
我从来不羡慕任何人，因为我知道他们的痛苦。
I never envy anyone, because I know their pain.
在近百年的生命里，我从来没见过谁靠嫉妒自己的人生变好。
In nearly a century of life, I have never seen anyone improve their life by envying others.
沃伦不是一般人，他是天生的财富分配者。
Warren is no ordinary man; he is a born allocator of wealth.
钱多并不是幸福的根本原因——看看那些因钱而崩溃的家庭。
Money itself is not the root of happiness; look at families broken by money.
商业中，激励机制是最强大的力量之一。
In business, incentives are one of the most powerful forces.
让自己的头脑变成一台能多学科思考的机器，是这个时代最大的优势。
Making your mind a multidisciplinary thinking machine is the greatest advantage of our time.
敢为天下后，后中争先。
Dare to be the last in the world, yet strive to lead among the latecomers.
慢慢来，比较快。
Slow is faster.
企业的诚信和本分，最终都会体现在利润里。
A company's integrity and 'benfen' ultimately show up in its profits.
与其预测风雨，不如造一艘不怕风雨的船。
Rather than predict the storm, build a boat that fears no storm.
和巴菲特吃那顿午餐，最大的收获是确认了价值投资这条路。
The biggest gain from that lunch with Buffett was confirming the path of value investing.
大道至简，把复杂的事想简单，把简单的事做扎实。
The great way is simple: think complex things simply, and do simple things solidly.
我天生就是来配置资本的。
I was wired at birth to allocate capital.
你做过的最重要的投资，是投资你自己。
The best investment you can make is in yourself.
永远不要依赖单一收入，用投资创造第二个来源。
Never depend on a single income. Make investment to create a second source.
诚实是非常昂贵的礼物，别指望廉价的人会给你。
Honesty is a very expensive gift. Don't expect it from cheap people.
你学得越多，赚得越多。
The more you learn, the more you earn.
如果你找不到让钱在你睡觉时也赚钱的办法，你就得工作到死。
If you don't find a way to make money while you sleep, you will work until you die.
先储蓄再消费，而不是消费后把剩下的储蓄。
Do not save what is left after spending, but spend what is left after saving.
永远不要在拿到钱之前就花掉它。
Never spend your money before you have it.
如果你买不需要的东西，很快就得卖掉需要的东西。
If you buy things you don't need, soon you'll have to sell things you need.
我从小就知道我会富有，所以对挥霍从没兴趣。
I always knew I would be rich, so it never interested me to be extravagant.
幸福就是爱，句号。
Happiness is love. Full stop.
你无法和一个坏人做成一笔好交易。
You can't make a good deal with a bad person.
金钱不幸的地方，是它常常让人做蠢事。
The unfortunate thing about money is that it makes people do foolish things.