保守型投资的核心，是让你在睡觉时也不必担心自己的钱。

A conservative investment is one most likely to conserve purchasing power at a minimum of risk.

费用是投资收益的隐形杀手。你在基金上支付的成本，最终都是从你自己的口袋里掏出来的。

The magic of compounding returns is overwhelmed by the tyranny of compounding costs.

如果我知道我会在哪里死去，我就永远不会去那个地方。

All I want to know is where I'm going to die, so I'll never go there.

持有现金在牛市中很痛苦，但在熊市中，现金让你成为国王。