构建投资组合的目标不是创造最高回报，而是让你在最艰难的环境中也能活下来，然后自然地增长。

The goal of a portfolio is not to create the highest return, but to survive the toughest environments so you can grow naturally.

多样化是投资中唯一的免费午餐。

我生来一贫如洗，但决不能死时仍旧贫困潦倒。

I was born into poverty, but I will not die that way.

过度干预往往使系统更加脆弱。

Excessive intervention often makes systems more fragile.