无论你多有天分，也无论你多么努力，有些事情就是需要时间。

No matter how great the talent or efforts, some things just take time. You can't produce a baby in one month by getting nine women pregnant.

指数基金是普通投资者最好的朋友。

The index fund is the best friend of the ordinary investor.

利润是市场的副产品——把客户服务好，利润自然来。

Profit is a byproduct of good service—focus on serving customers well, and profits will follow.

永远不要混淆运气和技能。在牛市中，每只猴子都是股神。只有潮水退去，才能分辨谁穿了泳裤。

Never confuse luck with skill. In a bull market, every monkey is a stock market genius. Only when the tide goes out do you discover who's been swimming naked.